When I first started out trying to make money at home I was concerned that I did not have anything to sell. Many people do not even try to get started because they do not have a product of their own. This should not hold you back, and in this article we will talk about three simple ways people make money every day online without their own product.

I just want to say that it is helpful to have your own computer with Internet access. But, I have read about instances all over the world where people make money online by using a computer at a library, a computer at work, or going over to a friends house. There are ways to make money online if you really want to do it.

1. Affiliate programs. This is a great way to get started making money because an affiliate merchant will give you a product or program to promote. You make money selling products, getting leads, or by the click.

The affiliate merchant gives you a website to promote, and they give you marketing materials such as banner ads to place online. Over time as your traffic increases a certain percentage of people will perform the required function and you will make money.

Good affiliate programs to join for free are Amazon.com, ClickBank, and Commission Junction. This will give you plenty of products to get started with.

2. Join Google Adsense. This is a free pay per click affiliate advertising program that you make money when people click on ads you place on your website.

When you first get started you will not have a website so it’s a good idea to join Blogger.com and set up a free blog. They are owned by Google and this is a good way to get started with your own website.

Google sells the advertising for you. They even place the code on your web pages based on the theme of that page as figured out by the keywords on it.

Your job is to write and submit blog articles. You can even outsource that if you don’t like to write. Over time as traffic increases people will be clicking on the ads and you will be making money every day.

3. Provide a service. Article marketing is very popular right now. Blogging is extremely popular as well. If you have some technical skills you can set up websites or even design graphics.

Internet marketers will pay you to do things for them, and you do not need a product to make money this way. Start a blog at Blogger.com and use it to promote yourself. Join PayPal.com and get set up to collect payments that way. It’s very easy.

In conclusion these are three simple ways you can make money at home without having a product of your own.