I Am a true blue, desert scorched Texan. Houston has been my home and I am not even thinking of staying somewhere else. I Am an average Joe answering customer service calls from personal and small to medium business clients for a small bank here at the city. But I used to do an entirely different thing. I used to be the chef at my own restaurant. I decided a long time ago that since my passion is food, my careers must be something about it. At the tender age of 25, I ventured into the food business after saving up some money and taking out a loan from a bank. In 2008, I had enough saved up enough to upgrade my mom and pop diner into a legit restaurant with fancy menus and a fully functional kitchen. Worst timing that I may have chosen. I was up to my neck in credit when the recession hit and almost every penny of my measly profit went into paying my loans. We had to shut it down only after 6 months as the expenses got ridiculous. It got so bad that repo men actually visited my home looking to gain back a car I was three months late on. I was desperate and had no other option that made sense. Time was ticking and I racked my brain for ideas. So instead of getting it repossessed, I used my car as leverage and get a Texas title loan. And it did.

The motor vehicle industry was one of the worst hit businesses in that nightmare of a recession. Those collections agents were really giving me a hard time and I really did not thing that they would go ahead with their threats. But they did. I was distraught and found no other way out. A friend told me that I need to look into a title loan Texas companies were offering. I found that they were quick and easy loans that I could get in as short as 15 minutes. I read up and found out that they did not even check for credit scores. However there was a trade off. The rates were high and the terms really short.

I had to plan the payment out. After I settled with the vehicle company, I got two jobs. I got into the post I have now but also taught English to foreigners for 3 months to make my payments. Good thing I came across TX-CarTitleLoans.com, a top provider of Texas title loans today, and found the best rates and terms there were. I got out of that jam through careful planning and much more stringent research and am on my come back.